Debit Cards

MasterCard® Debit Card

Combine the benefits of an ATM Card, such as cash withdrawals, with the worldwide acceptance of a MasterCard®. You can use this card anywhere you see the MasterCard® logo.

Visa® Credit Cards

A variety of different programs to meet your needs and offer rewards! Stop into a branch and fill out an application or call us today to learn more!

Already have a card? Click here for online services.

MasterCard® Pre-Paid Gift Cards

Great for travel, gifts, and much more! MasterCard® pre-paid gift cards are available for purchase in all branch locations and can be used immediately in store or online!

Digital Wallet

Digital Wallet is a convenient, safe and secure way to pay. Now you can make purchases with your West Michigan Community Bank debit card saved inside your digital wallet. Simply add your West Michigan Community Bank debit card to Apple Pay©, Google Pay™ or Samsung Pay!

It’s easy to turn your smart device into a digital wallet – whether you shop online, in apps or in stores. 

Learn More about Digital Wallets

At West Michigan Community Bank, our customers’ account safety and security are a priority.  We want to help keep your debit card convenient and safe to use.

  • Traveling
    • As a precaution there are states and countries that are blocked for Debit Card use based on monitored fraud patterns.  Just a reminder, when traveling please notify your local branch with dates and the location of your travel so your card will be available for use.
  • Limits
    • As an account protection, Debit cards have daily purchase and withdrawal limits.  Should you need these adjusted for a large purchase or for a period of time, please contact your local branch.
  • Fraud Monitoring
    • In the event there are unusual attempts or transactions on your Debit card, you may receive a call or text from an after‐hours fraud service or a bank representative.  Your card may be placed on hold for your protection until the transaction can be verified.  

**Important** Fraud Service Representatives only need to verify transaction information.  Scam calls often try to obtain account specific information, which when given, compromises your accounts.  Should you provide any of the following: Debit card number, Expiration date, routing and account number to an unauthorized party, they will have the ability to fraudulently access your funds.  Be cautious.  If you receive a suspicious call provide NO information but instead disconnect the call, and contact your local Northstar Bank branch with questions.

  • Monitoring Your Accounts
    • It is important to monitor and immediately report any unusual account activity. West Michigan Community Bank offers free telephone banking, internet banking and mobile banking to assist you with this.
  • Lost or Stolen Debit Card
    •  If your Debit Card has been lost or stolen, please contact your local branch or after business hours by calling (888) 297‐3416.