Enhance Your banking


We hope you’re settling in and enjoying your new West Michigan Community Bank savings account! We’re excited to help you grow your savings and reach your financial goals. Here are a few ways to enhance your banking:

Personal Checking

Find the perfect complement to your savings account with a checking product that keeps your money moving and your savings on track.

Primary Checking

  • $100 to open
  • No minimum balance
  • No monthly service charge

E‑Checking

  • $100 to open
  • No minimum balance
  • Limited reimbursement of ATM network charges
  • Online/paperless statements required
  • Monthly direct deposit required to avoid monthly service charge

Senior Checking

  • $100 to open
  • No minimum balance
  • Must be 55+ years of age
  • Monthly direct deposit required to avoid monthly service charge
  • Select checks are complimentary (limit one box per calendar year)

Premium Checking

  • Relationship balance requirements to avoid monthly service charge
  • Select checks are complimentary (limit one box per calendar year)
  • Limited reimbursement of ATM network charges
  • Discounted Safe Deposit Box Rental
  • Overdraft transfer fee will be waived for transfers between accounts
  • Interest Rate: Variable, tiered, compounded monthly
  • No charge for cashier's checks

Debit card

A debit card* from West Michigan Community Bank gives you 24-hour access to your money. Get instant cash when you need it by using your debit card to make ATM withdrawals or use it at any merchant worldwide that accepts MasterCard.

  • Tied directly to your checking account
  • Faster and more convenient than writing a check
  • Money is automatically deducted from your account
  • Get cash back from participating merchants

Are you traveling soon? Need a limit increase?  Click here for more information. 

home equity line of credit (HELOC)

An equity line of credit** may be right for you if you want access to your money over time, for expenses like ongoing home improvements or tuition payments. Money is available when and where it's needed. After you pay down the balance, money is available for use again.

 

Variable rate home equity line of credit

  • It is yours to use any time, for any purpose, simply by writing a check
  • Once your line of credit is established, the funds are immediately available
  • Since this is a revolving line of credit, the principal repaid is yours to use again

 

*Subject to approval. **Loans are subject to credit approval.