List of Helpful Documents & Items
Here are some documents that are helpful when applying for a home loan. Since each mortgage is tailored to you and your needs, you may be asked for additional items that are not listed.
Income Documents
- Most recent 30 day pay stubs
- Last 2 years W2s
- Last 2 years of personal federal tax returns
- If you are self employed, 2 years of personal and business tax returns
- If you have other sources of income, additional documents may be required
| Examples of other sources of income: | Helpful documents to include copies of: |
|---|---|
| Rental Income | Leases |
| Retirement | |
| Social Security | |
| Second Job | Pay Stubs & W2s |
| Child Support |
Child Support Orders
|
| Alimony | Divorce Decree |
Debt Documents
- Mortgage statements
- Most recent property tax bills
- Home insurances
- Home owners association dues
- Balances and monthly payments for each loan or debt you have
| Examples of loans & debts |
|---|
|
Students Loans
|
| Credit Cards |
| Car Loans |
| Alimony |
| Child Support |
Asset Documents
- 2 months complete bank statements
- Investment statements
- Retirement account statements
Credit Documents
- A lender will run your credit report
- If you've had bankruptcies, proof that it's been settled
