Keep your money growing


Since you’ve already taken a smart step toward growing your savings, I want to suggest a few options that offer flexibility and additional ways to make your money work for you:

Personal money market

A debit card* from West Michigan Community Bank gives you 24-hour access to your money. Get instant cash when you need it by using your debit card to make ATM withdrawals or use it at any merchant worldwide that accepts MasterCard.

  • Tied directly to your checking account
  • Faster and more convenient than writing a check
  • Money is automatically deducted from your account
  • Get cash back from participating merchants

Are you traveling soon? Need a limit increase?  Click here for more information.

Interest Checking

  • Minimum of $1 to open
  • $.01 minimum balance to earn a variable rate of interest

Individual retirement accounts (IRAs)

IRAs are one of the safest investments you can make - save for today and for your future. 


Traditional IRA

  • Earnings grow tax-deferred until you withdraw the funds after age 59 1/2. Then, the earnings are taxed at the then-current tax rate
  • Get started with as little as $1,000
  • Contributions may be tax deductible (Age and income govern eligibility. Consult your tax advisor to determine if you qualify for any tax deductions)
  • Earnings are tax-deferred, so your investments can compound faster
  • Pay no taxes on earnings until money is withdrawn
  • Safe deposit account that can preserve and grow funds at a guaranteed rate of return


Roth IRA

  • Contributions are made with after-tax dollars
  • Earnings grow tax-free**
  • Contributions (not earnings) can be withdrawn at any time
  • Tax-free distribution at retirement**
  • Income requirements govern eligibility
  • Leave your money in as long as you want (no minimum distributions)
  • Safe deposit account that can preserve and grow funds at a guaranteed rate of return