Keep Your Money Growing


Since you’ve already taken a smart step toward growing your savings, I want to suggest a few options that offer flexibility and additional ways to make your money work for you:

Money Market – Flexibility that earns more

A Money Market account combines the stability of a savings account with a higher interest rate, keeping your funds accessible while they continue to grow.

Solution Money Market

  • Minimum opening deposit $100
  • Minimum daily balance of $1,000 required to avoid monthly service charge
  • Interest Rate: variable, tiered, and compounded monthly

Premium Money Market

  • Minimum daily balance of $25,000 to earn interest
  • Interest Rate: variable, tiered, and compounded monthly

Premium Checking -- Everyday banking that earns interest

Enjoy the convenience of a checking account while earning tiered, variable interest. It’s a great way to keep your money moving while it earns. 

 

  • Relationship balance requirements to avoid monthly service charge
  • Select checks are complimentary (limit one box per calendar year)
  • Limited reimbursement of ATM network charges
  • Discounted Safe Deposit Box Rental
  • Overdraft transfer fee will be waived for transfers between accounts
  • Interest Rate: Variable, tiered, compounded monthly
  • No charge for cashier's checks

Individual retirement accounts (IRAs)

Whether you’re planning ahead with a Traditional or Roth IRA, our team can help you choose the option that best fits your goals -- setting you up for a confident and comfortable retirement. IRAs are one of the safest investments you can make - save for today and for your future. 


Traditional IRA

  • Earnings grow tax-deferred until you withdraw the funds after age 59 1/2. Then, the earnings are taxed at the then-current tax rate
  • Get started with as little as $1,000
  • Contributions may be tax deductible (Age and income govern eligibility. Consult your tax advisor to determine if you qualify for any tax deductions)
  • Earnings are tax-deferred, so your investments can compound faster
  • Pay no taxes on earnings until money is withdrawn
  • Safe deposit account that can preserve and grow funds at a guaranteed rate of return


Roth IRA

  • Contributions are made with after-tax dollars
  • Earnings grow tax-free
  • Contributions (not earnings) can be withdrawn at any time
  • Tax-free distribution at retirement
  • Income requirements govern eligibility
  • Leave your money in as long as you want (no minimum distributions)
  • Safe deposit account that can preserve and grow funds at a guaranteed rate of return