Manage Your Money Easier


Welcome to your new West Michigan Community Bank checking account! You can easily manage your money with helpful tools like a debit card for everyday access, a savings account to grow your funds, and a credit card for added flexibility. All your accounts are connected in one online and mobile platform, giving you a clear view of your finances.

Debit Card

A debit card* from West Michigan Community Bank gives you 24-hour access to your money. Get instant cash when you need it by using your debit card to make ATM withdrawals or use it at any merchant worldwide that accepts MasterCard.

  • Tied directly to your checking account
  • Faster and more convenient than writing a check
  • Money is automatically deducted from your account
  • Get cash back from participating merchants

Are you traveling soon? Need a limit increase?  Click here for more information.

Personal Savings 

With three different options, find the perfect product to support your unique savings goal.

Personal Savings

  • Low minimum daily balance required to avoid service charge
  • Interest Rate: variable, tiered, and compounded monthly

Goal Savings

  • Minimum opening deposit of $20
  • Choose disbursement date upon account opening
  • Penalties apply if withdrawal is before selected disbursement date*
  • Disbursements are made annually by direct deposit
  • Interest Rate: variable and paid annually

Home owner's Savings

  • 60 month term
  • Premium interest rate
  • Early withdrawal penalties may apply**
  • No penalty for early withdrawal if funds are used in conjunction with a home equity or mortgage at WMCB

Credit Card

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building
your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like: 

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.** You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service is available 24 hours a day/365 days per year.
  • Plus, much more!

 

*Subject to approval. **Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.